Stop Foreclosure in Philadelphia CountyLicensed Cash Home Buyers
Facing foreclosure in Philadelphia County? We help homeowners avoid foreclosure by buying houses fast for cash. No fees, no commissions, no repairs needed. Get a fair offer within 24 hours.
Fast Facts About Philadelphia County:
- • County Seat: Philadelphia
- • Population: 1,603,797
- • Median Home Price: $185,000
- • Average time to close: 7-14 days
Get Your Relief Options
Fill out the form below for up to 3 no-obligation solutions within 24 hours.
Your information is 100% confidential. No fees, no commissions, no obligations.
Why Philadelphia County Homeowners Choose Us
Local Expertise
We know Philadelphia County inside and out. From local market conditions to county-specific foreclosure procedures, our expertise ensures you get the best outcome.
Beat the Sheriff Sale
Familiar with Philadelphia County court timelines, we can close before your sheriff sale date. Don't let foreclosure complete - act now.
Fair Market Offers
Our offers are based on current Philadelphia County market data. We provide fair, competitive cash offers that reflect your home's true value.
Foreclosure in Philadelphia County: What to Know
Philadelphia County has one of the highest foreclosure filing rates in Pennsylvania, and it is also the only county with a court-supervised Residential Mortgage Foreclosure Diversion Program that requires a conciliation conference before most owner-occupied foreclosures can move forward. Sheriff sales of foreclosed properties are conducted by the Philadelphia Sheriff's Office, and sale dates are published in advance — which means homeowners almost always have a window to sell before the auction.
Pennsylvania is a judicial foreclosure state, so every Philadelphia County foreclosure runs through the courts: the lender must send Act 6 and Act 91 notices, file a complaint, win a judgment, and schedule an advertised sheriff sale — a process that typically takes 9-18 months. That timeline is your opportunity. Up to one hour before the sale you can reinstate the loan, and up to the moment of the sale you can sell the home and end the foreclosure at the closing table.
Philadelphia County is home to well-known landmarks like Liberty Bell, Independence Hall, Philadelphia Museum of Art — and to thousands of families who have weathered financial hardship. If you're facing foreclosure, we're here to help you protect your equity, your credit, and your future. Learn more in our PA foreclosure timeline guide or our guide to stopping a sheriff sale.
Cities & Townships We Serve in Philadelphia County
We buy houses throughout Philadelphia County. Click your city for local foreclosure information:
Our Process in Philadelphia County
Call or Submit Form
Contact us by phone or form. Tell us about your Philadelphia County property and foreclosure situation.
Get Cash Offer
We analyze Philadelphia County market data and present a fair cash offer within 24 hours.
Close Fast
Choose your closing date. We handle all paperwork and close at a local Philadelphia County title company.
Philadelphia County Foreclosure FAQs
How do I stop a foreclosure in Philadelphia County, PA?
You can stop a Philadelphia County foreclosure by reinstating the loan (Pennsylvania's Act 6 allows curing the default up to one hour before the sheriff sale), applying for HEMAP within 33 days of your Act 91 notice, completing a loan modification, filing Chapter 13 bankruptcy, or selling the home before the sale date. A cash sale can close in 7-14 days and stops the foreclosure completely when the mortgage is paid off at closing.
How long does foreclosure take in Philadelphia County?
Like all Pennsylvania counties, Philadelphia County foreclosures are judicial — the lender must sue in the Philadelphia County Court of Common Pleas and win a judgment before a sheriff sale. The process typically takes 9 to 18 months from the first missed payment, including required Act 6/91 notices, a 20-day window to answer the complaint, judgment, and advertised sheriff sale scheduling.
Can I sell my house before a sheriff sale in Philadelphia County?
Yes. You remain the legal owner until the sheriff's deed is delivered, so you can sell at any point before the Philadelphia County sheriff sale. A closing that pays off the mortgage ends the foreclosure entirely. We can close in as little as 7 days and coordinate the payoff with the lender's attorney.
What companies buy houses in Philadelphia County, PA?
Several investors operate in Philadelphia County, but vet any buyer carefully: verify their Pennsylvania real estate license (pals.pa.gov), insist on closing through a licensed title company, and never pay upfront fees. Stop Foreclosures PA is a licensed operation with an A+ BBB rating that has helped 275+ Pennsylvania families since 2010, buying houses as-is with no fees or commissions.
Do you buy houses in Philadelphia County in poor condition?
Yes — we buy Philadelphia County houses in any condition: major repairs needed, fire or water damage, code violations, inherited homes full of belongings, or tenant-occupied properties. You don't need to repair, clean, or stage anything before closing.
Don't Let Foreclosure Take Your Philadelphia County Home
Every day counts when facing foreclosure. Get a fair cash offer today and stop the process before it's too late.
- Cash offer in 24 hours
- Close before sheriff sale
- No fees or commissions
Get Your Relief Options
Fill out the form below for up to 3 no-obligation solutions within 24 hours.
Your information is 100% confidential. No fees, no commissions, no obligations.