Stop Foreclosure in Philadelphia, PASell Your House Fast for Cash

Facing foreclosure in Philadelphia? We buy houses throughout Philadelphia County for cash — as-is, with no fees or commissions. Get a fair offer within 24 hours and close before your sheriff sale.

  • Cash offer within 24 hours
  • Close in as little as 7 days
  • Sell AS-IS - no repairs or cleaning
  • No fees, commissions, or obligation
Call Now: (215) 392-8767

Get Your Relief Options

Fill out the form below for up to 3 no-obligation solutions within 24 hours.

Your information is 100% confidential. No fees, no commissions, no obligations.

Selling a House in Foreclosure in Philadelphia

Philadelphia homeowners benefit from the city's Residential Mortgage Foreclosure Diversion Program, which requires a conciliation conference before most owner-occupied foreclosures proceed — buying you time to sell or work out an alternative. Rowhomes, twins, and multi-family properties across the city sell quickly to cash buyers.

Every Philadelphia foreclosure runs through the Philadelphia County Court of Common Pleas in Philadelphia — a judicial process that typically takes 9-18 months and can be stopped at any stage. You remain the owner until the sheriff's deed is delivered, which means selling before the sale date is always an option: the mortgage is paid off at closing, the case ends, and remaining equity comes to you.

Not sure whether to sell, modify, or apply for assistance? Start with our PA foreclosure timeline, loan modification vs. selling comparison, and Act 91 / HEMAP guide — or call us and we'll walk through your options honestly, free of charge.

Philadelphia Foreclosure FAQs

How do I stop a foreclosure in Philadelphia, PA?

To stop a foreclosure in Philadelphia, you can reinstate your loan (Pennsylvania allows curing the default up to one hour before the sheriff sale), apply for HEMAP assistance within 33 days of your Act 91 notice, complete a loan modification, file Chapter 13 bankruptcy, or sell the home before the sale date. Selling is often fastest — a cash sale can close in 7-14 days and ends the foreclosure when the mortgage is paid off at closing.

How to sell a house before a sheriff sale in Philadelphia?

Call a cash buyer as soon as you have a sale date. In Philadelphia, we evaluate the property (as-is — no repairs or cleaning), present a written offer within 24 hours, open title immediately with a licensed Philadelphia County title company, and coordinate the mortgage payoff with the lender's attorney. Closings in 7-14 days routinely beat sheriff sale dates, and sales are often postponed while a closing is pending.

What is the foreclosure timeline in Philadelphia, Pennsylvania?

Philadelphia foreclosures follow Pennsylvania's judicial process through the Philadelphia County Court of Common Pleas: Act 6/91 notices (30-33 days), the complaint (20 days to answer), judgment, then an advertised sheriff sale with at least 30 days' notice to you. The full timeline typically runs 9-18 months from the first missed payment — and it can be stopped at every stage.

What companies buy houses in Philadelphia, PA?

Multiple investors buy in Philadelphia, but choose carefully: verify a Pennsylvania real estate license at pals.pa.gov, require closing through a licensed title company, and walk away from anyone charging upfront fees. Stop Foreclosures PA is licensed, A+ BBB rated, and has helped over 275 Pennsylvania families avoid foreclosure since 2010.

Do you buy Philadelphia houses in bad condition?

Yes. We buy houses in Philadelphia in any condition — homes needing major repairs, fire or water damage, code violations, inherited properties, and tenant-occupied homes. There are no fees, no commissions, and nothing to fix before closing.

Get Your Philadelphia Cash Offer Today

Every day counts when facing foreclosure in Philadelphia. Get a fair cash offer today and stop the process before it's too late.

  • Cash offer in 24 hours
  • Close before sheriff sale
  • No fees or commissions
Call Now: (215) 392-8767

Get Your Relief Options

Fill out the form below for up to 3 no-obligation solutions within 24 hours.

Your information is 100% confidential. No fees, no commissions, no obligations.