Stop Foreclosure in Luzerne CountyLicensed Cash Home Buyers
Facing foreclosure in Luzerne County? We help homeowners avoid foreclosure by buying houses fast for cash. No fees, no commissions, no repairs needed. Get a fair offer within 24 hours.
Fast Facts About Luzerne County:
- • County Seat: Wilkes-Barre
- • Population: 325,594
- • Median Home Price: $160,000
- • Average time to close: 7-14 days
Get Your Relief Options
Fill out the form below for up to 3 no-obligation solutions within 24 hours.
Your information is 100% confidential. No fees, no commissions, no obligations.
Why Luzerne County Homeowners Choose Us
Local Expertise
We know Luzerne County inside and out. From local market conditions to county-specific foreclosure procedures, our expertise ensures you get the best outcome.
Beat the Sheriff Sale
Familiar with Luzerne County court timelines, we can close before your sheriff sale date. Don't let foreclosure complete - act now.
Fair Market Offers
Our offers are based on current Luzerne County market data. We provide fair, competitive cash offers that reflect your home's true value.
Foreclosure in Luzerne County: What to Know
Luzerne County, centered on Wilkes-Barre, has some of the most affordable housing in the state — and also persistent foreclosure activity. Cases move through the Luzerne County Courthouse, and we regularly help homeowners here who have fallen behind on payments.
Pennsylvania is a judicial foreclosure state, so every Luzerne County foreclosure runs through the courts: the lender must send Act 6 and Act 91 notices, file a complaint, win a judgment, and schedule an advertised sheriff sale — a process that typically takes 9-18 months. That timeline is your opportunity. Up to one hour before the sale you can reinstate the loan, and up to the moment of the sale you can sell the home and end the foreclosure at the closing table.
Luzerne County is home to well-known landmarks like Mohegan Arena, River Common, Seven Tubs Nature Area — and to thousands of families who have weathered financial hardship. If you're facing foreclosure, we're here to help you protect your equity, your credit, and your future. Learn more in our PA foreclosure timeline guide or our guide to stopping a sheriff sale.
Cities & Townships We Serve in Luzerne County
We buy houses throughout Luzerne County. Click your city for local foreclosure information:
Our Process in Luzerne County
Call or Submit Form
Contact us by phone or form. Tell us about your Luzerne County property and foreclosure situation.
Get Cash Offer
We analyze Luzerne County market data and present a fair cash offer within 24 hours.
Close Fast
Choose your closing date. We handle all paperwork and close at a local Luzerne County title company.
Luzerne County Foreclosure FAQs
How do I stop a foreclosure in Luzerne County, PA?
You can stop a Luzerne County foreclosure by reinstating the loan (Pennsylvania's Act 6 allows curing the default up to one hour before the sheriff sale), applying for HEMAP within 33 days of your Act 91 notice, completing a loan modification, filing Chapter 13 bankruptcy, or selling the home before the sale date. A cash sale can close in 7-14 days and stops the foreclosure completely when the mortgage is paid off at closing.
How long does foreclosure take in Luzerne County?
Like all Pennsylvania counties, Luzerne County foreclosures are judicial — the lender must sue in the Luzerne County Court of Common Pleas and win a judgment before a sheriff sale. The process typically takes 9 to 18 months from the first missed payment, including required Act 6/91 notices, a 20-day window to answer the complaint, judgment, and advertised sheriff sale scheduling.
Can I sell my house before a sheriff sale in Luzerne County?
Yes. You remain the legal owner until the sheriff's deed is delivered, so you can sell at any point before the Luzerne County sheriff sale. A closing that pays off the mortgage ends the foreclosure entirely. We can close in as little as 7 days and coordinate the payoff with the lender's attorney.
What companies buy houses in Luzerne County, PA?
Several investors operate in Luzerne County, but vet any buyer carefully: verify their Pennsylvania real estate license (pals.pa.gov), insist on closing through a licensed title company, and never pay upfront fees. Stop Foreclosures PA is a licensed operation with an A+ BBB rating that has helped 275+ Pennsylvania families since 2010, buying houses as-is with no fees or commissions.
Do you buy houses in Luzerne County in poor condition?
Yes — we buy Luzerne County houses in any condition: major repairs needed, fire or water damage, code violations, inherited homes full of belongings, or tenant-occupied properties. You don't need to repair, clean, or stage anything before closing.
Don't Let Foreclosure Take Your Luzerne County Home
Every day counts when facing foreclosure. Get a fair cash offer today and stop the process before it's too late.
- Cash offer in 24 hours
- Close before sheriff sale
- No fees or commissions
Get Your Relief Options
Fill out the form below for up to 3 no-obligation solutions within 24 hours.
Your information is 100% confidential. No fees, no commissions, no obligations.